Cost of Living - Spring Hill, TN



Spring Hill is a hot spot for families moving from high cost to low cost areas. Besides having an overall higher cost of living, high cost areas are usually overbuilt and congested. This overcrowding leads to longer commutes, less effective schools, more crime, and overall lower quality of life.


The desire for a better life is driving a mass exodus from big cities and high cost suburbs to smaller towns across the country. I’ve had countless clients from California, New England, and Florida, and the majority fit into this category. Many of my clients are able to get a similar home in this area for half or a third of the cost where they came from.


Our low cost of living comes largely from not having to pay a state income tax.


Our property taxes are also reasonable based on what clients tell me. My property taxes were $993 last year for our 1,246 square foot home.


Our sales tax is slightly higher – The state rate on food is 5.5%, and on everything else it’s 7%. Most counties also have a sales taxes. Our county’s rate is 2.25%. So in our county it’s a total of 7.75% for food and 9.25% for everything else.


According to City-Data, Spring Hill’s cost of living index is 86.6 (with 100 being the national average). So, Spring Hill’s cost of living is lower than average by 13.4 points.


If the index is higher than 100, it means the cost of living is higher than average.


Comparison of Cost of Living Index (City-Data)



Spring Hill, TN86.6


Atlanta, GA94.5


Boston, MA136.2


Miami, FL140.3


San Diego, CA141


Phoenix, AZ93.1


Philadelphia, PA101.5


Seattle, WA126.5


Spring Hill TN Demographics

Spring Hill’s population is about 27,000. According to the Gadberry Group, a research firm, Spring Hill ranks 3rd in growth for the nation. This study takes the rough market of 2009 into account. If you’re concerned about the effects of the GM plant idling, please take a look at my page: Spring Hill GM Plant.

My favorite source for Spring Hill TN Demographics is City-Data.

Here are some of the most interesting stats:

The average household income is around $68,000.

The average home value is around $218,000. This figure is probably a little high after the down market.

Approximately 90% of people here have a high school degree and about 30% have a bachelors.

The average drive time to work is about 30 minutes.

If you go the City-Data, you’ll notice that Spring Hill’s stats are more desirable than the State averages in just about every category; yet, it’s still affordable to live here. I believe this helps explain some of the allure of our small town.